Wrocław - a city of meetings
The role of a credit advisor / credit expert
Continuous market analysis
Preparation of documentation
Analysis of the client's finances
Professional approach
Client representation and continuous monitoring of the case
Tracking changes taking place in banks
Matching the offer
Contact with financial institutions
Customer Focused Attention
Prepare contingency plans
A mortgage expert in Wrocław specializing in mortgages
My name is Marek Grobelny , and I'm a mortgage expert from Wrocław who has been helping clients realize their dreams of owning their own apartment or house since 2008. My passion is personal finance, and my specialty is mortgages in the dynamically changing market of 2025. With up-to-date knowledge of mortgage rates, government programs, and creditworthiness, I support residents of Lower Silesia in choosing the best financial solutions. Frequently searched terms like "loan advisor Wrocław" lead to experts like me, who offer professional support without the formal title reserved by the Mortgage Loan Act.
My experience in the mortgage industry
I work as a mortgage specialist in Wrocław, collaborating with leading institutions in the area, including PKO BP, Pekao SA, mBank, ING Bank Śląski, Alior Bank, Santander, Citi Bank, Boś Bank, Pocztowy, Velo Bank, and many others. I am registered with the Polish Financial Supervision Authority (KNF) as a mortgage agent (number 7731) and regularly participate in training sessions on market trends, as well as product and regulatory training. I have helped over 800 clients obtain mortgages totaling over PLN 400 million, including through programs such as "Mieszkanie bezowanychowanych" (Apartment without a down payment).
Why should you use my services as a credit expert?
Individual approach: Each consultation includes an analysis of your creditworthiness, a mortgage repayment simulation, and a comparison of bank offers – all tailored to your situation (e.g., for families, singles, or entrepreneurs in Wrocław).
Current market insights: In 2025, I'm tracking changes in fixed vs. variable interest rates, alternatives to the discontinued "2% Secure Credit," and new government programs. I help you avoid pitfalls like hidden costs and over-indebtedness.
Security and savings: My clients save an average of 10-20% on mortgage costs. I offer free initial consultations and support every step of the way—from calculation to contract signing.
If you're looking for a mortgage expert in Wrocław who combines expertise with empathy, I'm here for you. My goal is to simplify the mortgage process so you can focus on choosing the perfect property. Want to calculate your credit score or compare offers? Schedule a free consultation.
Your benefits
Completely free of charge
You will not pay anything for help in obtaining financing
You will save money
Objective comparison of banking offers
You will gain extra time
You will submit applications to several banks at one meeting
Security
Applications to several banks at the same time
As part of the intermediation and credit counseling service, the Broker:
Provides a brokerage service helping the client:
a) define lending objectives that optimize the loan offer
b) define the loan amount in accordance with the financial needs of the client
c) in selecting a loan offer
d) in selecting the loan period
e) in choosing a currency
f) in choosing the type of installment
He discusses the credit process and the offer:
a) Carries out an interview regarding the client's expectations in terms of transaction details and a possible credit offer
b) Preliminary checks the customer's creditworthiness on the tools provided by credit institutions on the basis of information provided by the customer
c) Presents, taking into account the presented preferences of the Customer, at least 3 credit offers available to the Customer,
d) Discusses the stages of the credit process and the estimated time needed to obtain a credit
e) Provides a list of required documents and bank forms
f) It presents the estimated types of risk related to a specific loan offer, and to changes in the interest rate and exchange rate (in the case of foreign currency loans)
g) Answers the customer's questions related to the loan
Accepts a loan application from the customer with predefined documentation:
a) Provides professional assistance in filling in the forms
b) Verifies the completeness of the documentation
Participates in the credit process:
a) He acts as an intermediary in communication with the bank, including conducts negotiations
b) Provides information on the required additional documents
c) Provides up-to-date information on the progress of the credit process
d) Informs about the credit decision and explains its provisions
e) Acquaints the Customer with the content of the loan agreement and explains its provisions
f) Agrees the Client to sign a loan agreement at a Bank outlet, if it is not concluded with a credit advisory company, and the Bank provides for such an option in its procedures.
It provides assistance after starting the loan, if the contract with the credit institution provides for such a service:
a) Provides answers to questions related to the granted loan
b) Informs the Client on how to contact the Bank in case of an issue
exceeding the powers of the Mediator
Range of services
What will you learn at the meeting?
What is your creditworthiness. How is it calculated and what does it depend on.
What the interest rate consists of and what repayment period will be best for you.
How to choose the best loan offer. How do they differ and what to pay special attention to.
How to replace an existing loan with a new one, based on more favorable terms.
How to complete and what documents are required when applying for a loan.
Umów się na bezpłatne spotkanie ze specjalistą kredytowym - Wrocław
Skorzystaj z możliwości umówienia spotkania za prośrednictwem kalendarza rezerwacji online
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As part of the intermediation and credit counseling service, the Broker:
Provides a brokerage service helping the client:
a) define lending objectives that optimize the loan offer
b) define the loan amount in accordance with the financial needs of the client
c) in selecting a loan offer
d) in selecting the loan period
e) in choosing a currency
f) in choosing the type of installment
He discusses the credit process and the offer:
a) Carries out an interview regarding the client's expectations in terms of transaction details and a possible credit offer
b) Preliminary checks the customer's creditworthiness on the tools provided by credit institutions on the basis of information provided by the customer
c) Presents, taking into account the presented preferences of the Customer, at least 3 credit offers available to the Customer,
d) Discusses the stages of the credit process and the estimated time needed to obtain a credit
e) Provides a list of required documents and bank forms
f) It presents the estimated types of risk related to a specific loan offer, and to changes in the interest rate and exchange rate (in the case of foreign currency loans)
g) Answers the customer's questions related to the loan
Accepts a loan application from the customer with predefined documentation:
a) Provides professional assistance in filling in the forms
b) Verifies the completeness of the documentation
Participates in the credit process:
a) He acts as an intermediary in communication with the bank, including conducts negotiations
b) Provides information on the required additional documents
c) Provides up-to-date information on the progress of the credit process
d) Informs about the credit decision and explains its provisions
e) Acquaints the Customer with the content of the loan agreement and explains its provisions
f) Agrees the Client to sign a loan agreement at a Bank outlet, if it is not concluded with a credit advisory company, and the Bank provides for such an option in its procedures.
It provides assistance after starting the loan, if the contract with the credit institution provides for such a service:
a) Provides answers to questions related to the granted loan
b) Informs the Client on how to contact the Bank in case of an issue
exceeding the powers of the Mediator
Range of services
Member
