What could be the purpose of a home loan?

1. The subject of crediting may be:

Residential real estate: a single-family house, a flat,

Recreational property: holiday house, recreational plot,

Construction plot intended for the construction of a single-family house,

Agricultural property - habitat,

Garage / parking space - provided that it is the subject of the loan together with the residential property or the security will be established on the residential property.

2. A mortgage / housing loan is granted to finance:

Construction, completion, finishing, renovation, modernization or extension of a single-family house, a flat in a multi-family house, a summer house, a garage,

Adaptation of a non-residential room for housing needs,

Purchase of a built single-family house or a holiday home, a built apartment in a multi-family house, a garage / parking space, a construction plot intended for the construction of a single-family house, recreational plot, agri-habitat real estate, cooperative ownership right to a built apartment, cooperative ownership right to the house single-family,

Transformation of a tenant's cooperative right to a dwelling into a cooperative ownership right to the premises or the right of separate ownership of the premises, conversion of a cooperative ownership right to a dwelling or a single-family house into the right of separate ownership,

Purchase of a council or company flat,

· Repayment of a home loan in another bank or institution,

· Repayment of non-housing loans.